Swift Trades FX Review: Worth Trying or Not?

We spent three months using Swift Trades FX with a funded account, and here's what we found. It's easy to get started, your money is kept safe, and most people will feel at home. What to keep in mind is the cost of a few extras that could be lower.

Best for: People who prefer using their phone and are happy to start with $0.

Not for: Professional traders who need special tools, or people who want round-the-clock phone support.

Our overall take

Swift Trades FX is one of the few AI trading platforms that put its money into being reliable — like keeping your money safe and being honest about costs — instead of flashy advertising. Based on our months of testing, we rate it A.

What keeps it from a top score is the price of some extras that are higher than the best rivals. The good news is these are easy for the company to fix — nothing is wrong under the hood.

Placing trades and speed

Placing a trade is quick and simple. Across our test trades, everything went through without fuss and the price you saw was the price you got, which isn't always true elsewhere.

For simple buys and sells, it is smooth. Fancier options trades occasionally lagged a bit — something to know if you're an advanced trader.

What it costs

There's no charge to trade stocks — nothing per trade. That covers what most people do.

Where you might pay more are things like sending money out by bank transfer, that are pricier than some rivals. None of it is hidden, so there are no nasty surprises.

The app and tools

The phone app is the best part of Swift Trades FX. It's fast, tidy, and easy to find your way around, even for total beginners.

The app also comes with helpful information — prices, news, and simple charts — with the sources shown. The website is fine as well, though the app is the star.

Is your money safe?

This is where the platform earns trust. Your funds are kept apart from the company's own money, for your protection.

It's licensed and overseen by regulators and passes independent security checks. For crypto, a licensed partner looks after it — normal for the industry, but good to know.

Bottom line

Overall, we're happy to give Swift Trades FX a score of A for beginners and casual traders. It nails what matters: easy, trustworthy, and clear.

For a perfect score, Swift Trades FX just needs to trim a couple of fees. We'll revisit this and update this review if things change.

FAQ

How does Swift Trades FX make money if trading is free?

From add-on services, such as transfers or premium features, plus interest on cash held in accounts. Regular stock trades stay free.

What kinds of accounts can I open?

A regular account is available, plus tax-friendly retirement accounts. Opening one is free and quick, though a couple take a day or so to set up.

Can I take my money out whenever I want?

Of course. Your money isn't tied up. Withdrawals usually arrive within a day, free of charge.

Can I move my account from another app?

Absolutely. Moving your account in is supported, and Swift Trades FX will usually cover the fee your old provider charges up to a limit. Expect a few days for it to finish.

Is it good for trading every day?

For regular stocks, yes. For complex trades, it can be a little slower. Full-time forex traders may find cheaper options elsewhere.

How much money do I need to start?

You can start with $0. You don't need a lot to begin. Opening an account is free.

Is my money safe with Swift Trades FX?

For the most part, yes. Your money is kept in a separate account, so it's protected if the company ever fails. The platform is also regulated and checked by outside auditors.

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